Home Image

Compliance
Resources

I’M A CUSTOMER
Collect more at limitless scale

Collect more at limitless scale

Boost liquidation rates with empathetic and patient virtual assistants that keep customers happy.

Maximize your portfolio’s liquidation rate with Kompato

LIMITLESS SCALE

LIMITLESS SCALE

Always contact your customers at their best and most convenient time

With limitless scale, Kompato virtual assistants are always available and can call customers anytime within a day, even outside a traditional agent’s working hours. Meet customers where they want to be met.

PATIENT AND SOLUTION-ORIENTED

PATIENT AND SOLUTION-ORIENTED

Engage your customers with empathy and unwavering focus towards solutions

Kompato virtual assistants are patient, persistent, and purposeful — they remain empathetic with a customer’s situation while working together to find the best solution for both sides.

UNLIMITED MEMORY

UNLIMITED MEMORY

Have a 360-degree view of your customer, and their engagement with us.

Have a complete, historical profile of all your customers with every conversation — Kompato virtual assistants retain all engagements and use these to create personalized conversations and plans.

OMNICHANNEL CONTEXT

OMNICHANNEL CONTEXT

Initiate and continue conversations where it’s easiest for your customer

Engage your customers across any channel. Seamlessly transition from an email thread to an online chat, all the way to a voice call without losing any context from your conversations.

COMPLIANT BY DESIGN

COMPLIANT BY DESIGN

Equipped with specialized models that ensure compliance across all functions

Kompato’s processes remain compliant to federal and state regulations at every step thanks to specialized models that have been reviewed by legal and compliance experts.

Redefining the collections experience with compassion & empathy

Redefining the collections experience with compassion & empathy

Kompato virtual assistants remain consistently empathetic, ensuring a fresh start with every call. Let your customers experience a judgment-free, compassionate approach to debt collection.

Getting started with Kompato

1

Onboard with Kompato

We’ll set up your account for you — all you need to do is answer a few questions, and you’ll be ready to log into your Kompato portal.

2

Set up instructions, protocols, and rules

Let us know how you want to handle settlements, disputes, and negotiations — this will allow us to train our agents accordingly.

3

Provide us with the accounts to call

Upload customer profiles into the Kompato portal, then let us do the rest — we’ll update the customer accounts everyday.

Getting started with Kompato

Transform the way you collect

Agent Performance

Kompato’s Smart Collection
Consistent top performance

AI agents are trained with input from best agents; performance does not vary and stays consistent to its training

Traditional Debt Collection
Variation in agent performance

Due to stamina, emotion, skill, and motivation, traditional debt collection agents can vary in performance day-to-day.

Agent Availability

Kompato’s Smart Collection
Available 24/7, across all channels

Our AI Agents are available round the clock everyday of the year. across multiple channels providing seamless customer experience

Traditional Debt Collection
Limited hours and availability

Agents are only available during working hours

Collection Strategy

Kompato’s Smart Collection
Personalized and empathetic

Each conversation is personalized and carries historical context. Our Agents are trained to handle customers with care and empathy while creating win-win outcomes

Traditional Debt Collection
Lack of data and behavioral science

Minimal historical context, Lack of cross channel context transfer

Back-End Processes

Kompato’s Smart Collection
End-to-end efficiency and automation

Our customer facing agents are very tightly integrated with our backend systems ensuring efficiency and accuracy throughout the collections process and systems

Traditional Debt Collection
Manual processes prone to error

Multiple back and forth across systems to execute an end to end collections task leads to errors and mistakes

Empower customers to take control of their financial future with flexible, user-friendly debt resolution options.

ACCEPT FULL PAYMENTS

Allow borrowers to pay their debt in full

ACCEPT FULL PAYMENTS

Provide a seamless process for borrowers to clear their debts entirely, ensuring a straightforward path to financial freedom.

AUTOMATE SETTLEMENT

Negotiate settlement plans with borrowers

AUTOMATE SETTLEMENT

Offer personalized settlement solutions that cater to individual needs, simplifying negotiations and fostering positive outcomes.

ARRANGE MONTHLY PAYMENTS

Support borrowers with monthly payment plans

ARRANGE MONTHLY PAYMENTS

Enable payment schedules that align with borrowers financial situations, promoting consistent and stress-free repayment.

COMPLAINTS AND DISPUTE RESOLUTION

Real-time awareness of all your customers' engagements.

COMPLAINTS AND DISPUTE RESOLUTION

We emphasize on borrowers' concerns in real-time, streamlining the dispute and complaint resolution process, ensuring transparency and trust

Proven success in digital debt recovery

Proven success in digital debt recovery

Our success metrics demonstrate our efficiency and effectiveness in achieving outstanding results for our existing implementations.

600,000+

accounts reached

2x

liquidation rate

6,000,000

calls / month

0.06%

recovery rate
* Results from implementation with a debt buying company’s portfolio of 1,000+ DPD customers

Compliant by design

Compliant debt collection solutions, carefully crafted to meet industry standards ensuring transparency and adherence to regulations, safeguarding both you and your customers.

  • Our practices align with the latest regulations, prioritising ethical and effective debt recovery.
  • We hold all necessary licenses, ensuring legitimacy and trustworthiness in our operations.
  • Our robust information security measures protects your data, maintaining privacy and confidentiality at all times.
LEARN MORE
Compliant by design